Michigan Lawmakers Revisit Personal Injury Limitations

Recently, we talked about the Florida legislature’s issues with the state’s personal injury protection law, which will sundown in October. While the debate over whether or not personal injury protection should be required rages in Florida, Michigan lawmarkers are debating another facet of n0-fault insurance: the prohibition on lawsuits for all but the most serious of injuries.

In Michigan, personal injury protection covers not only medical bills but up to three years of lost wages. But in order for a car accident victim to sue for additional damages such as pain and suffering, the injury must impair the victim’s “general ability to lead his or her normal life”. A restrictive State Supreme Court ruling in 2004 determined that the injury must affect “the course and trajectory” of one’s general life. According to a representative of the Coalition Protecting Auto No-Fault, the State Court of Appeals has ruled against injured parties and in favor of the insurance company in 140 of 165 cases heard since that ruling.

Now, some lawmakers are attempting to reverse the impact of that decision, but Michigagn Republicans and automobile insurance companies say that reform would bring a flood of lawsuits.

3 Responses to “Michigan Lawmakers Revisit Personal Injury Limitations”

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